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Supreme Court Blocks Trump From Firing Fed Governor — Central Bank Independence Upheld

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The U.S. Supreme Court ruled that Federal Reserve Governor Lisa Cook cannot be removed by the President without legal cause, blocking the Trump administration's attempt to oust her. The decision reinforces a structural firewall around the Fed's decision-making, preventing direct executive interference with monetary policy appointments. Separately, the Fed's annual bank stress tests showed all 32 of the largest U.S. banks surviving a severe hypothetical shock — including unemployment spiking to 10% and steep drops in commercial and residential real estate prices.

Why it matters

Markets have long priced in Fed independence as a foundational assumption — any erosion of that would have forced a repricing of rate expectations and risk assets broadly. This ruling removes a significant tail risk for bonds, equities, and the dollar by confirming the executive branch cannot reshape the Fed's board at will. The clean stress test results additionally reduce the probability of capital-raising pressure on major bank stocks, which is modestly positive for financials.

Watch next

July 9: Federal Reserve Chair Jerome Powell scheduled congressional testimony. Mid-July: June CPI inflation report. July 29-30: Next FOMC rate decision meeting.

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