aggregated●·Macro·

Fed Holds at 3.5–3.75% With Most Divided Vote Since 1992

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The Federal Reserve held its benchmark interest rate steady at 3.5%–3.75% for the third consecutive meeting, citing persistent inflation, sluggish job growth, and uncertainty from Middle East energy markets. Four committee members dissented — the most internal disagreement the Fed has seen since October 1992 — signaling meaningful division over whether rates should move higher. JPMorgan strategist Bob Michele now believes the Fed could stay on hold through the end of the year, while Jerome Powell confirmed he will remain on the Fed's Board of Governors after his chairmanship concludes in mid-May.

Why it matters

Rates held at restrictive levels for longer means borrowing costs stay elevated, squeezing corporate margins and consumer spending — headwinds for growth-sensitive equities and rate-sensitive sectors like real estate and utilities. The unprecedented level of internal dissent suggests the next move could be a hike rather than a cut, which would pressure bond prices further and keep the dollar strong. Crypto and high-growth tech, which rallied on rate-cut hopes, face a harder environment if the Fed stays frozen into 2026.

Watch next

Mid-May 2025: Jerome Powell's final day as Fed Chair — watch for who is nominated to replace him and any policy signals from the incoming chair. Next FOMC meeting: scheduled for June 2025 — the first decision under new leadership. Monthly CPI and PCE inflation reports: key data that will determine whether the four hawkish dissenters gain or lose influence.

26 sources

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